(916) 780-1848

Commission Free

We maintain our independence by working solely for our clients, and do not accept commissions for effecting securities or insurance transactions. Contact us for a free consultation. Click here to schedule a call.

Tax Focused

Our unique approach emphasizes the integral role taxes play in personal finance, and leverages the value of tax planning by incorporating tax considerations into the entire financial planning process.

CFP Professional

Our allegiance is to our clients, and as Certified Financial Planner™ professionals and fiduciaries under the Investment Advisers Act of 1940, we are legally obligated to act in our client’s best interest.

Don St. Clair, CFP®, AIF®, ChSNC®, CCFC

Your Ambassadors of Possibility

Kayla Phillips, CFP®

Associate Financial Advisor

Luis Rosa, CFP,® EA

Tax Services Specialist




1. The time of transition from “working too much” to “making work optional.”