While our practice is focused on serving the needs of California Educators and the Self-Employed, we have clients from all walks of life.
Most came to us around age 50. Some needing to pay for their child’s college education, others wanting to start saving for retirement.
Many of the strategies and techniques we employ today were developed as a direct result of interactions with our clients. And so they reflect the concerns and challenges we faced, alongside our clients at the time.
We didn’t set out to turn Debt & Taxes into Savings & Investment™, that’s just what emerged as a consequence of doing financial planning – for the people who we were doing financial planning for.
Similarly, we didn’t set out to become Certified Financial Planners, IRS Enrolled Agents, Accredited Investment Fiduciaries or (most recently) Chartered Special Needs Consultants.
That was all driven by a desire to acquire the knowledge and information necessary to serve the best interests of our clients.
But serving those interests takes more than just knowledge and information. It takes skills, sensibilities, and the kind of learned intuition born of repetition, planning, patience and practice.
And it takes relationships. Without the kind of trusted relations we’ve enjoyed over the past 25 years, we could have never developed the skills and sensibilities necessary to help our clients.
Cultivating relationships of trust is our primary concern. Without these relations there is no possibility, and our business itself cannot exist.
Which is why we’ve chosen to work directly for our clients. While other advisors may be employed at Wall Street firms or contracted with insurance companies, we maintain our independence by working for you, and no other.
Our allegiance is to our clients, and as Certified Financial Planner™ professionals, and fiduciaries under the Investment Advisers Act of 1940, we are held to a standard of care that requires we act in your best interests.
If you think our unique approach can help, let us know. We’d be honored to serve you.
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Are you ready to take a different approach to your personal finances?
Call us at (916) 780-1848
